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Wisconsin Retirement Income Tax Calculator

Wisconsin exempts Social Security but taxes other retirement income.

Wisconsin retirement income tax estimator

Wisconsin exempts Social Security but taxes other retirement income.

Wisconsin tax —
After state tax —
Effective state rate —

Wisconsin at a glance

FigureWisconsinSource
Taxes Social Security?No[2]
Top marginal rate7.65%[2]
Taxes pension income?Generally yes[2]
Cost of living index97.4[1]

[2] [1] Sources

Top marginal income tax rate — all 50 states

Wisconsin highlighted. Same data as the table below, shown as a distribution so the comparison is visible at a glance.

Top marginal income tax rate — all 50 states. Wisconsin is 7.65%, ranked 9 of 50. The national median is 4.55%, the highest is 13.30% (California), and the lowest is 0.00% (Wyoming). CA 13.30% HI 11.00% NY 10.90% NJ 10.75% OR 9.90% MN 9.85% MA 9.00% VT 8.75% WI 7.65% ME 7.15% CT 6.99% DE 6.60% MD 6.50% RI 5.99% NM 5.90% VA 5.75% MT 5.65% KS 5.58% ID 5.30% SC 5.21% AL 5.00% GA 4.99% IL 4.95% MO 4.70% WV 4.58% NE 4.55% OK 4.50% UT 4.50% CO 4.40% MI 4.25% MS 4.00% NC 3.99% AR 3.90% IA 3.80% KY 3.50% PA 3.07% LA 3.00% IN 2.95% OH 2.75% AZ 2.50% ND 2.50% AK 0.00% FL 0.00% NV 0.00% NH 0.00% SD 0.00% TN 0.00% TX 0.00% WA 0.00% WY 0.00%

Highlighted: Wisconsin, ranked 9 of 50. Median 4.55%.

Wisconsin state tax by retirement income mix

Annual Wisconsin tax on each combination of Social Security and other retirement income.

Social SecurityNo other income+$10,000 other+$20,000 other+$30,000 other+$45,000 other+$60,000 other+$80,000 other+$110,000 other
$9,000$0$765$1,530$2,295$3,443$4,590$6,120$8,415
$12,000$0$765$1,530$2,295$3,443$4,590$6,120$8,415
$15,000$0$765$1,530$2,295$3,443$4,590$6,120$8,415
$18,000$0$765$1,530$2,295$3,443$4,590$6,120$8,415
$21,000$0$765$1,530$2,295$3,443$4,590$6,120$8,415
$24,000$0$765$1,530$2,295$3,443$4,590$6,120$8,415
$27,000$0$765$1,530$2,295$3,443$4,590$6,120$8,415
$30,000$0$765$1,530$2,295$3,443$4,590$6,120$8,415
$33,000$0$765$1,530$2,295$3,443$4,590$6,120$8,415
$36,000$0$765$1,530$2,295$3,443$4,590$6,120$8,415
$39,000$0$765$1,530$2,295$3,443$4,590$6,120$8,415
$42,000$0$765$1,530$2,295$3,443$4,590$6,120$8,415
$45,000$0$765$1,530$2,295$3,443$4,590$6,120$8,415
$48,000$0$765$1,530$2,295$3,443$4,590$6,120$8,415
$54,000$0$765$1,530$2,295$3,443$4,590$6,120$8,415

Worked figures for Wisconsin

Wisconsin values:

ProfileGrossState TaxNetEffective
$18,000 SS + $0 pension + $5,000 401k$23,000$383$22,6181.66%
$24,000 SS + $0 pension + $10,000 401k$34,000$765$33,2352.25%
$24,000 SS + $12,000 pension + $10,000 401k$46,000$1,683$44,3173.66%
$30,000 SS + $20,000 pension + $15,000 401k$65,000$2,678$62,3234.12%
$30,000 SS + $30,000 pension + $20,000 401k$80,000$3,825$76,1754.78%
$36,000 SS + $40,000 pension + $25,000 401k$101,000$4,973$96,0284.92%
$42,000 SS + $50,000 pension + $40,000 401k$132,000$6,885$125,1155.22%
$48,000 SS + $60,000 pension + $50,000 401k$158,000$8,415$149,5855.33%

How Wisconsin compares nationally

On top marginal income tax rate, Wisconsin ranks #9 of 50 at 7.65% — 68% above the median of 4.55%. The national range runs from 0.00% (Wyoming) to 13.30% (California).

RankStateTop marginal income tax rate
#7Massachusetts9.00%
#8Vermont8.75%
#9Wisconsin7.65%
#10Maine7.15%
#11Connecticut6.99%

Exempts Social Securitys, ranked

Same rule structure as Wisconsin:

StateTop marginal income tax ratevs Wisconsin
California13.30%+73.9%
Wisconsin7.65%—
Alabama5.00%-34.6%

Wisconsin questions, answered with Wisconsin numbers

Does Wisconsin tax Social Security?▾
No. Wisconsin exempts Social Security, though other retirement income is generally taxable.
What would a $65,000 retirement income cost in Wisconsin tax?▾
On $30,000 Social Security, $20,000 pension and $15,000 of 401(k) withdrawals, Wisconsin would take about $2,678 — an effective state rate of 4.12%, leaving $62,323.
Is Wisconsin a good state to retire in on taxes alone?▾
Wisconsin's top marginal rate is 7.65% and its cost of living index is 97.4. Tax is only one input — housing at a $342,000 median matters at least as much.

Other exempts social securitys

Alabama California

Last reviewed 2026-08-27. Wisconsin figures only — verify with the relevant Wisconsin agency before acting. How this is calculated.